现阶段我国国有商业银行存在着好多问题,而解决这些问题的唯一出路就是对国有商业银行进行股份制改造。这种改造具有现实的必要性,也具有了可行性。对于改造的方式,经济学界有许多不同的见解,我认为应采取“商业银行在主要业务方面不分拆,而是采取整体改制的,分四步到位”的方式,这种改革的方式更符合我国国有商业银行的现状。在改制的过程中必然会出现方方面面的问题,而关键就是如何正确的解决这些问题。 Nowadays, there are many problems existing in the state-owned commercial banks of our country. Truly speaking, the only way to settle these problems is carrying out the reform of shares. The settlement is believed to be necessary and feasible in our life. But what are on the specific measures? However, different people hold different opinions in economic fields. In my opinion, it should take four steps to complete the reform. In order to make it more effective, because the way accords with the true states of our country. |